- 100% Approval - No credit check required
- Make purchases anywhere Visa Debit is accepted
- Borrow Money and Build Credit with iAdvance line of credit
- No Overdraft Fees or Minimum Balances
- Free Direct Deposit
- EXCLUSIVE - 5% APY Savings Account
- Online Bill Pay - Easily send a check to Anyone
- Add up to $10K to your account in over 65,000 locations
Introductory APR Info
Regular APR
Annual Fee
No Introductory Rate Available
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$0
Card Review
The NetSpend® Visa® Prepaid Debit Card provides 100% approval with no credit check required.
There are two pricing plans available with this prepaid card to fit your specific needs, the Pay-As-You-Go plan and the Fee Advantage plan.
Setting up direct deposits from your employer to your card account is free, or you can make free account-to-account transfers via the Internet to load funds to your card.
You can add up to $10,000 to your account, and your funds are held in an exclusive 5% APY savings account.
You'll also be able to borrow money and build credit with the iAdvance line of credit, plus there are absolutely no overdraft fees or minimum balance requirements.
Sign up for the NetSpend® Visa® Prepaid Debit Card today to get instant approval with no credit checks.
Additional Card Details
Overall Rating
5 Stars
Benefit Rating
5 Stars
Issuer
MetaBank
Card Type
Visa
Card Status
Standard
Important Notations
This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs (the current card details reflect the Fee Advantage option). See website for complete terms and conditions of card usage and application disclosure.
Grace Period
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Minimum Limit
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Maximum Limit
$10,000
Minimum Deposit
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Over Limit Fee
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Cash Advance Fee
Up to $2.50 per withdrawal at domestic ATMs; $4.95 per withdrawal at international ATMs.
Balance Transfer Fee
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Application Fee
$9.95
Rebate Minimum
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Rebate Maximum
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Additional Rebates
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Mile Details
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Miles Per Dollar Spent
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Additional Miles
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Miles Work with FF Program
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Points Per Dollar Spent
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Point Details
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Additional Points
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Approval Bonus
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First Purchase Bonus
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Balance Transfer Bonus
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Other Bonus
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Bonus Details
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Additional Perks
iAdvance Line of Credit.
NetSpend Premier.
Online Bill Pay.
See website for additional benefits.